dfajansnd.info

Are you aware that many of the diseases the American public gets can be prevented with nutritional supplements? Even the aging process can be slowed by having a good balance of nutritional supplements.You may ask, “Why do I need nutritional supplements?” Most Americans have a hurried life style. This is evidenced by the number of drive through windows at the fast food restaurants. As a result, we do not eat a balanced diet. This is why food supplements are needed. Nutritional supplements do exactly what their name means. They supplement the nutritional value of our diets.Eating a variety of meats, vegetables, and fruits is definitely encouraged. However…what is the nutritional value of our food? The nutritional value has decreased as we have refined and process our foods. Unless you grow your own, you need nutritional supplements to make up the difference.Not having enough of the right vitamins, minerals, and antioxidants affects the ravaging effects of the aging process. Insufficient nutrition contributes to poor cardiovascular health, poor eyesight, and a weakened immune system. Good quality nutritional supplements can help in all these areas.Radiation exposure, cigarette smoke, and exposure to sunlight are some factors. The nutritional supplements must contain the right ratio and quantity to be beneficial. Adding nutritional supplements to a well balanced diet and adding exercise to your routine will greatly influence how our bodies stay healthy. Good quality nutritional supplements can even affect the aging process.We have seen advertisements about free radicals in diets lately. There is good reason for this. If free radicals are not neutralized they will ravage our body at every level. Nutritional supplements with antioxidants are needed to fight against these processes. The aging process in our bodies shows up in heart disease, cancer, and osteoporosis to name a few. That is why our nutritional supplements must contain antioxidants.Nutritional and health experts agree that the basis for a good cardiovascular system is a nutrient rich diet, exercise, cholesterol level monitoring, and watching of blood pressure. The nutritional supplements added to your diet will help all of these. Your nutritional supplements should contain a garlic extract. Garlic has been shown to be of greatly effect the cardiovascular system and has helped decrease the instances of cardiovascular disease.Did you know that almost every eye disease that affects our vision CAN be linked to poor nutrition? Blood shot eyes, blurred vision, and nearly every irritation to our eyes can be prevented. The nutritional supplements you choose should contain Vitamins A, B, C, and E. You get these from of dark green leafy vegetables. Examples of these are: Kale, mustard, and collard greens. (I don’t know about you, but I’d rather take nutritional supplements that contain the nutrients than eat those leafy greens.) Orange fruits and vegetables like oranges are carrots are also sources.I’ve named a few diseases nutritional supplements can help and prevent. I think these alone are reason enough for me to add nutritionally supplements to my diet. (I’m still working on the exercise part.) Nutritional supplements that you chose must contain sufficient quantities of vitamins, minerals, and antioxidants. Read the label and check the sources of the nutritional supplements you are getting.Also, don’t just take single vitamins or minerals. Just taking one, vitamin, and or an antioxidant and ignoring all the others is not suggested. The vitamins, minerals, and antioxidants in the nutritional supplements work in concert to promote a healthy body.Your health care provider can provide you with a list of those needed in your diet. Make sure your nutritional supplements have those, as well as sufficient quantities of others needed. Armed with all this information you can read the labels of the nutritional supplements you are considering (check several brands). Your health is too important for you NOT to check into these. Get a high quality (Pharmaceutical grade if you can) and you will be well on your way to eating and being healthierFind a game plan, implement it, and STICK to it. I did! You can too.

Business capital requirements in Canada often boil down to some basic truths the business owner/financial mgr/entrepreneur needs to address when it comes to financing for businesses.

One of those truths? Knowing the true state of their financial condition and what financing they do and don’t qualify for when it comes to meeting commercial lending requirements in Canadian business.

Business Loans In Canada

Whether you are smaller or start-up firm looking for information on how to get a business loan or a larger established firm looking for growth financing or acquisition opportunities we’re highlighting 3 mistakes that commercial loan seekers like your company need to avoid making when addressing, sourcing and negotiating your cash flow / working capital and commercial financing needs.

1. Understand the true condition of your company finances – These are almost always successful addressed when you spend time on your financials and understand how your financial statements reflect your access to commercial loans & business credit in general

2. Ensure you have a plan in place for sales growth and financial needs as it relates to commercial financing

3. Understand that actual hard facts about cash flow which is, of course, the lifeblood of your company

Can you honestly answer or feel positive about all those 3 points. If so, pass Go and collect $ 100.00!

A good way to address your company’s finance plans is to ensure you understand growth finance solutions, as well as how to manage in a downturn – i.e. not growing, losing money, etc; It’s never fun to fund yourself in an economic or industry downturn such as the COVID pandemic of 2020!

When we talk to clients of new or established businesses it seems they are almost always talking about sales, so the ability to understand and focus on the differences in their profits and cash fluctuations is key.

How do cash flow and sales plans and projections affect the type of financing you require? For one thing sales growth usually starts out by consuming your cash, not generating it. A poor finance plan will drag your business down and addressing financing simply gets tougher and tougher.

Three basics always emerge when it comes to your search for the right business capital and financing.

1. The amount of financing you need

2. The type of financing (debt/cash flow/asset monetization) The business loan interest rate will be dramatically affected by whether you choose traditional or alternative financing solutions. Private business loans in Canada come from non regulated commercial finance companies most often known as ‘ alternative lenders ‘. These lenders are typically highly specialized in one ‘ niche ‘ of business financing and may be Canadian firms or branches of U.S. banks and non-bank lenders

3. How the financing is structured to be manageable with your day to day operations

What Finance Company In Canada Can Meet Your Borrowing Needs & Why Is Capital Important In Business

Let’s identify and break down key financings your firm should know about and understand if they are applicable and achievable to your business. They include:

A/R Financing / Factoring / Confidential Receivable Finance

Inventory finance / floor planning / retail inventory

Working Capital term loans

Unsecured cash flow loans

Merchant working capital loans/advances – these loans are geared toward short term cash needs and are typically one year in duration. Loan amounts are typically 15-20% of your annual sales revenues.

Royalty finance

Asset based non bank business lines of credit

Tax credit financing (SR&ED bridge loans)

Equipment Leasing / Sale leasebacks – Equipment financing in Canada is used by almost 80% of all companies looking to acquire new, and used, assets.

Govt Guaranteed Small Business Loan program – Government Loans in Canada are sometimes referred to as ‘ SBL’, aka Note: BDC Finance solutions are available from this Canadian non-bricks and morter crown corporation. A small business loan via the government-guaranteed loan program comes with true flexibility around term loan duration, market rates, no pre payment penalties, and of course the low personal guarantee that is required by borrowers. These two ‘ government ‘ loan solutions are often perfect for financing a new business.

If you’re focused on not making mistakes in your business finance needs and want to capitalize on the solutions your competitors are probably already using seek out and speak to a trusted, credible and experienced Canadian business financing advisor who can assist you with your cash flow and commercial financing needs.

Stan has had a successful career with some of the world’s largest and most successful corporations.

His employers over the last 25 years were, ASHLAND OIL, ( 1977-1980) DIGITAL EQUIPMENT CORPORATION, ( 1980-1990) ) CABLE & WIRELESS PLC,( 1991 -1993) ) AND HEWLETT PACKARD ( 1994-2004 ) In 2004 Stan founded 7 PARK AVENUE FINANCIAL – He is an expert in Canadian Business Financing.